We think it’s fair to say that one of the key ingredients to being a successful lender in this small space is honesty and integrity.
Our motto is, we want to see you and your client make money from using our product!
It gives us great pleasure to see some of our regular finance brokers bringing home an extra $20k per month for themselves by referring short term business loans to us to fund, PLUS seeing businesses from all around Australia making tens or hundreds of thousands of dollars in profit thanks our unique product.
And what it comes down to is performing a basic cost-benefit analysis, which is as simple as asking, as an example, how much is it going to cost me to borrow $200k for 4 months, and how much do I stand to profit from selling the stock that I have purchased at a discounted rate with the funds.
Yes folks, it’s that simple!
So, let's get down to business, and clap out the 9 key features of our unique product!
1. GENUINE 24-HOUR SETTLEMENTS– In fact we have settled a few short term business loans this year that we received on the same day!
2. WE REBATE INTEREST – If you borrow the funds for six months and pay us back in two, we think it’s only fair that you only pay for as long as you used the funds for.
3. NO HIDDEN FEES OR INTEREST – Each day we hear horror stories about some of the tactics unscrupulous lenders use.
4. NO EXIT FEES – It’s not uncommon for us to see other lenders charging 3% exit fees. Crazy!
5. OPTION TO EXTEND – Other lenders will automatically send you into to default if you go over the original loan term, which is how they cover their cheap entry level interest rate.
6. NO VALUATIONS DONE - An appraisal does the job. Saves you time and money
7. ONLINE APPLICATIONS – Which means you can have the entire application wrapped up from your car, home, golf course, beach, in fact almost anywhere!. Our system is so simple!
8.FREQUENT FUNDER POINTS for every loan you settle – Hawaii is going to be full of our brokers, who will all bee relaxing over there thanks to the HomeSec Frequent Funder Program!
9. CAPITALISED INTEREST – This is the only way our short term business loans can safely work for borrowers for the duration of the loan, while they complete their project. Our competitors will not do this, so as to ensure you go into default after the first month, to cover their cheap entry interest rate.
When it comes to service, speed, integrity, and RESPECT, there's only one lender you need to remember and that's HomeSec Business Finance.