Australia’s Fastest 2nd Mortgages

Borrow $50,000 to $1,000,000 in just 24 hours

What is a 2nd Mortgage Business Loan ?

A 12 month 2nd mortgage is a business loan that sits behind your current 1st Mortgage with your bank. Our 2nd mortgages are perfect if you need access to extra funds by tomorrow, and you want them for a longer term of 12 months or more.

They can settle within 24 hours, which is much better than waiting months to refinance your current 1st mortgage. These loans are an affordable Interest Only loan (as opposed to much higher payments with a Principal & Interest loan), so you simply pay the interest each month for the loan term.

At the end of the 12 month term, you can pay the loan out (often through the sale of an asset, or refinance), OR you can extend the loan with no additional fee’s. You simply continue to pay the interest each month.

As it is a business loan, all interest and costs are fully tax deductable.


Here is a Quick FAQ on our super fast 12 month 2nd Mortgage.

Loan Amounts: $50,000 to $1,000,000
Loan Term: 12 Months (with the option to extend without paying additional fee’s)
Interest Payments: Paid Monthly
Interest Rate: 1.95%pm
Settlement Time Frame: A breathtaking 24 hours from the time of application
Are Valuations Required: NO, not with us
Are Tax Returns Required: NO, not with us
LVR Limits: 75% on residential, 70% on commercial
Do we lend on land only: Yes. up to 70% LVR
Credit History: Poor credit score is fine with us
Arrears and Tax Debt: Both are fine with us
What States do you fund: Australia Wide. (*Some restrictions may apply in NSW & ACT)
Brokerage: No mandates required. You simply tell us your brokerage (up to a max of 4%) and we pay it at settlement

Already a partner & you want to lodge an application right now? Simply use your personalised Application Link which was emailed to you when you became a partner. If you can’t locate it, simply call us on 1300 93 83 87, and we will help you from there.

Want To Get More Information ?

Our friendly team of Homesec Business Finance experts are waiting to speak with you.